above ground pool deck ideas on a budget

Ever dreamed of lounging by your pool on a beautiful deck but felt your wallet flinch at the thought? We’ve all been there. You want to create a backyard oasis, but those Pinterest-perfect setups can be intimidatingly expensive. The good news? You don’t need a five-figure budget to build something beautiful, functional, and fun. In this article, we’ll explore practical, creative, and achievable above ground pool deck ideas on a budget that don’t compromise style.

Let’s dive into affordable inspiration, tips, and tricks to make your pool space feel like a resort—even if your bank account says otherwise.

Start with a Basic Platform Deck

If you’re just getting started, a simple platform deck is one of the best above ground pool deck ideas to make your pool more accessible and inviting. It’s also one of the most ideas on a budget options out there.

You don’t have to build a wrap-around structure or use premium hardwood. Pressure-treated lumber is more affordable and holds up well in outdoor conditions. You can even start with a small section—just enough for a couple of chairs and a towel rack—and expand later.

Think of it like dipping your toe in the water before diving in. Start small, build smart.

Pro tip: Look for reclaimed wood or construction leftovers on local classified ads or community Facebook groups. You’d be surprised at the quality materials you can get for free—or at a major discount.

Use Pallets to Build a DIY Deck

If you’re handy with a drill and don’t mind rolling up your sleeves, pallets can be your best friend. Pallet decks are incredibly popular among DIYers for a reason: they’re cheap, easy to find, and flexible in design.

Stack and secure them with screws and concrete blocks for stability, then sand and stain them for a polished look. Add a few outdoor rugs, some string lights, and boom—you’ve got a rustic, cozy hangout space.

One homeowner shared on a budget living forum that they built a 12-foot platform with pallets and spent less than $150 in total. That’s less than a family dinner out in most cities.

Just make sure to choose heat-treated pallets instead of chemically-treated ones—they’re safer and longer lasting.

Create a Gravel Base with a Lounge Zone

Who says you need wood at all? Using a gravel base around your pool is one of the smartest above ground pool deck ideas that works perfectly for ideas on a budget. It provides a solid, low-maintenance foundation for loungers and decor without the complexity of deck construction.

Surround the pool with weed barrier fabric and add pea gravel or crushed stone. Then place a few inexpensive lounge chairs, a pop-up umbrella, and maybe a small side table from a thrift store to complete the look.

Add a splash of greenery with potted plants or even solar-powered tiki torches for an island vibe. Budget doesn’t mean boring—it just means you’re being smart with your resources.

Incorporate Modular Deck Kits

Modular deck kits are like IKEA furniture for your yard. You get pre-measured parts with instructions, and many of them are specifically made for above ground pools. These kits are often cheaper than hiring a contractor and easier than building from scratch.

They’re perfect if you want something polished but don’t have a lot of carpentry skills. Just make sure to double-check measurements with your pool’s diameter and height.

Many home improvement stores offer sales during spring and summer, which is the perfect time to grab a deal. Combine a small kit with thrifted or DIY seating for a charming, cohesive look.

Think Vertically with a Two-Tiered Design

When space is limited, go vertical. A two-level deck adds visual interest and more functionality without expanding your footprint.

You can use the lower level for pool access and the upper level for lounging or dining. Using different heights adds that “designer” touch without blowing the budget.

If you’ve ever played with Legos, you know the value of stacking pieces for a stronger structure. The same applies here. Break up the layout, use leftover materials creatively, and you’ll end up with something that feels custom-built.

Bonus: The upper level provides a great perch for pool supervision if you have kids.

Repurpose Materials for a Unique Look

This is where your creativity shines. Repurposed materials can give your deck character and save you a fortune.

Think old barn wood, metal railings from estate sales, or cinder blocks as plant stands or steps. Not only are these materials often free or cheap, but they also lend a charming, lived-in vibe that feels authentic and stylish.

One DIY enthusiast turned an old shipping crate into a poolside bench with storage underneath—talk about practical and budget-friendly!

Use what you have, and don’t be afraid to experiment. Remember: “budget” doesn’t mean basic—it means intentional.

Add Shade with Budget-Friendly Coverings

A good deck isn’t complete without shade. But custom pergolas and retractable awnings can cost a fortune. Luckily, when exploring above ground pool deck ideas, there are plenty of ideas on a budget for affordable shade options that get the job done beautifully.

Canvas sails, bamboo fencing, or even outdoor curtains hung from PVC pipes can provide relief from the sun without straining your wallet.

One of the easiest and cheapest hacks? Use a reclaimed patio umbrella. Paint it to match your décor, anchor it in a concrete base, and you’ve got instant shade. It’s like giving your backyard a little hat.

You can even train fast-growing plants like morning glories or hops on string trellises for natural, living shade.

Light It Up for Evening Vibes

Lighting is a game-changer. It turns your poolside from daytime fun zone to evening relaxation retreat. And you don’t need an electrician or expensive fixtures to make it magical.

Solar-powered string lights, LED lanterns, or motion-sensor pathway lights are affordable and easy to install. Wrap them around your railing or hang them between poles to define the space.

One clever trick: fill mason jars with solar fairy lights and place them around the deck. Not only are they cheap and charming, but they’re also safer than candles.

Don’t underestimate the power of ambiance. Even a simple deck feels luxe when it glows at night.

Conclusion: Make It Yours Without Breaking the Bank

Creating a great above ground pool deck on a budget isn’t just possible—it’s rewarding. You get to stretch your creativity, save money, and still end up with a space that brings joy all summer long.

Whether you’re building with pallets, picking up secondhand finds, or using smart lighting to elevate the mood, the key is to design intentionally. Focus on comfort, function, and a few thoughtful details, and your deck will feel like a million bucks—even if you only spent a few hundred.

So go ahead. Dive in. You’ve got plenty of ideas on a budget to make your pool dreams come true.

FAQs

What is the cheapest way to build a pool deck?
Using pallets or reclaimed wood is one of the most affordable ways to build a pool deck. Pair that with gravel or concrete blocks for support, and you’ll keep costs low.

Can I build an above ground pool deck myself?
Yes, especially if you go with DIY-friendly designs like platform decks, pallet builds, or modular kits. Just follow safety guidelines and double-check measurements.

What materials are best for a budget deck?
Pressure-treated wood, pallets, and gravel are all great budget-friendly materials. You can also repurpose old fencing, crates, or cinder blocks.

How can I make my pool area look nice without spending a lot?
Add personal touches like potted plants, outdoor rugs, solar lights, or shade sails. Use secondhand furniture and handmade decor for a cozy feel.

Are there ready-made deck kits for above ground pools?
Yes! Modular deck kits are available at major home improvement stores and online. They’re easier to assemble and more affordable than hiring a contractor.